Dandruff may occur due to genetic, lifestyle, or environmental factors, and can be seen in almost half of the adult population. Their prevalence is more in people in their early twenties and less for people aged 45 years or above. Statistically, it is observed that men are more prone to dandruff than women. Once affected there are many effective medicines that the doctors recommend. However, it is best to prevent dandruff by using natural products to keep your scalp healthy. Below is a list of things that effectively control dandruff and flaky scalp. Tea Tree Oil Just a few drops of the tea tree oil, used on a daily basis, can drastically remove dandruff and improve the health of the scalp. The tea tree oil contains anti-bacterial and anti-fungal agents that keep the dandruff at bay leaving your hair with its signature aroma. A few drops of this oil can be applied directly on your scalp or can be prepared into a mixture of almonds coconut oil for daily use. The mixture is prepared by mixing 15 drops of tea tree oil to 80 ml of coconut or almond oil. It is best to massage your scalp with this oil and leave it to soak overnight before washing it the next morning.

Wrinkles, fine lines, and age spots are some of the common concerns for women over 50. While aging is a graceful process, a bit of makeup would help you put your best look forward. Here are some makeup hacks for aging skin. Spend time on the prep In order for your make up to last all day long, it is important you spend the maximum of your makeup time on the primer. A primer will ensure to even out your skin tone and also reduce the appearance of large pores, fine lines, and the wrinkles. Ensure to use the primer with a hydrating moisturizer. Primer also acts as sun protection and protects from the harmful UVA and UVB rays. Lastly, a primer lets the makeup stay all day long. Use only the right foundation The idea is to be graceful – always. The right foundation or BB cream would make a world of difference in your appearance. Remember, a heavy foundation makes you look cakey. Use a damp Beauty Blender or brush and ensure to even it out to get the right amount of coverage. Use a concealer As you age, dark circles, age spots, and redness tends to increase too.

A bad credit score can get in the way of a lot of new developments. The best way to start building your credit score when it’s in a bad place is to catch up with all the due bills from the past and getting rid of the negative credit report information. However, to make sure that your credit score builds up to a point where you can easily be approved for new loans and credit cards, some effort over the initial steps would be required. This article explains how a bad credit score can be improved: Inculcating better credit habits: To make sure that your credit score does not plummet, it is necessary to start working on any credit-damaging spending habits that caused the downfall earlier. These credit-damaging habits would have to be replaced with better ones to make sure that the bad credit score doesn’t see a repetition. Some of the habits that damage credit could be charging things that are above your level of affordability, skipping the credit card payments, and paying just the minimum. These habits should be replaced by ones such as staying below the credit limit at all times, paying the credit card bills on time, and also in full as much as possible.

Students can greatly benefit from a savings account. While there are many other investment options, a savings account can prove to be handy for students by providing not only them but also their parents with multiple benefits. Some of the most common benefits that can be drawn from a savings account for students are as follows: Savings and security: A savings account is one of the most secure ways of storing the funds required by the student at a particular place. It serves two purposes of saving money and keeping it safe all at once. The funds deposited into a savings account would stay in the savings account until a withdrawal is made. In addition to that, the funds collected in the savings account are liquid. It means that these funds can be withdrawn at any time which is very convenient. Minimum balance requirement: Most of the students’ savings accounts do not ask for a minimum deposit to be made while opening the account. There is no compulsion on a students’ saving account to maintain a minimum balance either which is the case with several other types of accounts. These accounts are zero balance accounts. No penalties would be laid on the account in case of zero balance.

The Census Bureau estimates 183 million people in the country have credit cards. This is nearly 55% of the population across the country! While owning a credit card could bring with it a lot of advantage, it could prove highly disadvantageous if its bill is not repaid within the time stipulated and many have unfortunately been in this situation. The only way to get over the situation and avoid any kind of credit card debt would be to understand the nuances of it and act smarter. Here are some tips to help you with it. Get down to the budget Do not be tempted and allow that plasma TV or play station to charge your credit card. Remember, impulsive purchases are welcomed by most of the credit card companies as they are fully aware that this is a hasty decision and you cannot afford to repay it immediately. Draw your budgets every month. Many financial experts believe that one should have an overall quarterly budget and eventually draw their monthly budgets accordingly. The idea is never to spend over and above your spending capacity. Debts should not exceed longer than 6 months Think of your credit card as a snowball and imagine this snowball rolling downhill.